So if I've got a 50 kHz switcher, I don't have to worry about anything
at 25 kHz, or 12.5 kHz?
Worry is definitely called for, because instead of a simple
50 kHz switch, you have a SWITCHING POWER SUPPLY WITH LOAD AND
FEEDBACK. Either modulation of the load, or modulation in
the feedback control, can cause subharmonics.
Most good switching supplies will not generate subharmonics
in the absence of load requirement, but that's because the
switching frequency was chosen to be easy to filter (and lower
frequencies aren't as easy). If your load can be modulated
by an applied signal, the switching supply will cheerfully sing the
aria from Rigoletto...