I'll support my claim, and I'll look forward to your basis for saying
people can keep their plans.
Evidence, by definition, doesn't exist for something that hasn't
happened yet; anything I point you to will be opinion, estimation, and
analysis. Also, many of the issues are complex--this is 20% of the
American economy we're talking about. So, strap on your thinking cap!
PRIVATE EMPLOYEES
This analysis relates to the House plan. That didn't thankfully pass--
it was worse--but many of the same considerations apply:
http://blog.heritage.org/2009/07/20...e-your-current-insurance-period-end-of-story/
They estimated 83 million people would lose their private insurance
options (out of roughly 130 million employed, or about 2/3rds)
MEDICARE ADVANTAGE
Medicare Advantage (covers a tremendous number of seniors' plans),
hurt by recently published rules:
http://insureblog.blogspot.com/2013/02/medicare-advantage-plans-lose-under.html
MEDICAID
Currently only about 60% of the people who qualify for Medicaid are on
it (in many cases because they're otherwise covered, such as through
employment, or a spouse). Obamacare pushes that to 100% (which is why
states are resisting Obamacaid, the expanded program under Obamacare.)
Under my reading of section 1311 of the law, if you go to a state
exchange to check out private insurance, the state's computerized
system--by law--examines the medical, family, employment, benefit, and
IRS tax records of everyone in your household. If it determines you
qualify for Medicaid, by law, you will be automatically enrolled in
Obamacaid. (1311(d)(4)(F))
So, you said "it has no (or very little) impact on everyone who
already has insurance." Above are three major groups in America, with
insurance, whose coverage is affected, both regarding cost and
coverage.
It was a promise he made, widely disseminated and repeated in his
speeches--he said Obamacare would save families $2,500 a year.
This is a pay link, but the free preview says it all...
http://news.investors.com/092412-626848-health-premiums-up-3065-obama-vowed-2500-cut.aspx?p=full
Why invent reasons and purposes for things? Why not just look them
up?
Of course a tax is an overhead expense for Americans. Fees too--I
don't understand what you're talking about here.
But, I misspoke on the 3%--I was conflating it with the (separate) tax
on insurance itself.
The 3% is a fee on insurance sold thru the health insurance
"exchanges," to cover the cost of operating this new middle-man /
bureaucracy. That's not in, but is authorized in O/C, and has been
promulgated in the HHS Secretary's recent regulations for exchanges.
So, besides requiring coverages, lower deductibles, no caps, and
funding coverage for 10% of America with its premiums too, as the
first step in making insurance "cheaper"--in addition to all of those
added expenses--we have a 3% "fee" for the exchange, an additional tax
on the insurance itself, plus a tax on all the medical devices you buy
and / or drugs you might need.
As I keep saying, all of those cost more.
I'll address more later...I gotta run.